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Uber offers $1 million in bodily harm coverage for uninsured and underinsured motorists. As long as the driver has collision coverage on their own auto insurance policy, it also offers comprehensive and collision coverage with a $1,000 deductible.

Coverage Uber Provides, When the App is On

  • Uber mandates auto insurance for all of its drivers and offers additional insurance protection, but only when the app is open. This is how it goes: An Uber driver is protected by their own auto insurance when the Uber app is not running.

  • A minimal amount of liability insurance kicks in when the Uber app is activated. A higher level of protection begins when a journey is accepted and lasts until the passenger gets out of the car.

Uber Accidents as a Passenger

  • The tricky thing with uber accidents as the driver is that calling your car insurance, does not mean they will pay your bill. This is a common concern for passengers because they do not know who will cover them, or if they will be covered at all. Common accidents include speeding, not yielding at a yellow light and making a left turn when it is not safe to do so. This is why it is important to try and prove liability.

  • One other fact that should be brought to surface is that, if the other driver is at fault, then Uber does not have to pay for the damages.

Here at Brand Law Group, our experienced lawyers will help you to get the highest settlement possible, while working with courage and determination.


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